Buying a home is one of the biggest decisions you’ll make, and I’m here to guide you every step of the way. Whether you’re a first-time buyer, relocating, downsizing, or searching for your dream home, my goal is to make the process smooth, stress-free, and exciting from start to finish.
First Time Home Buyers
Helpful tips for nervous buyers.
How much money do I need?
The amount needed depends on the loan type, down payment, and closing costs, but many buyers can purchase with less than they expect.
What credit score should I have?
Most loan programs prefer a credit score of at least 620, but some options allow lower scores.
FHA vs Conventional loans
FHA loans are great for lower down payments and flexible credit, while conventional loans may offer lower long-term costs for qualified buyers.
What are Closing Costs?
Closing costs are fees associated with the purchase of a home, including lender fees, title work, taxes, and insurance.
What NOT to do before closing
Avoid changing jobs, making large purchases, or opening new lines of credit before closing on your home.
FAQ
How Long Does Buying a House Take?
The home buying process typically takes 30–45 days once you are under contract.
How much are closing costs?
Closing costs usually range from 2–5% of the purchase price depending on the loan and transaction details.
Should I get pre-approved first?
Yes — getting pre-approved helps you understand your budget and strengthens your offer when you find the right home.
What happens during an inspection?
A home inspection checks the property’s condition (from the roof to the crawlspace) and identifies any potential repairs or issues before closing.
Can I buy and sell at the same time?
Absolutely — many homeowners successfully buy and sell simultaneously with the right planning and guidance.
Ready to start your home search? Let’s connect and talk about your goals, budget, and what you’re looking for in your next home. I’d love to help you find the perfect place!